Orchestrated Insurance
Orchestrating The Coverage You Need For The Life You Have
Get an Insurance Quote
Our Goal
To provide affordable insurance and exceptional service, without sacrificing coverage.
Learn About Us
About Orchestrated Insurance
We create value by providing the coverage you need for the life you have!
Louisville Palace Theater – Louisville, Kentucky
Orchestrating Your Coverage
Whether you have recently experienced a major life event or have made a significant purchase, we are here to help with all your insurance needs. Our independent agency has access to multiple carriers, so you can choose comprehensive coverage at a competitive rate. Because, at the end of the day, if your insurance doesn’t harmonize with your life, it’s not the right fit.
Covering Your Needs
It takes an experienced insurance advisor to bring you the right coverage. With years of experience in the industry, our team of agents knows what it takes to hand-select options that work for your situation and budgetary needs. With the power of choice and an efficient, simplified process, we can conduct greatness when it comes to matching you with the quality insurance policies you need for your family or business. And if we don’t have a product or service you need, we can refer you to a group that does.
Proud Members Of
AHA Insurance Network, a part of the SIAA.
The Orchestrated Insurance Experience
Personal Service
We pride ourselves on the ability to relate to our clients on a personal level.
Cost Savings
Our goal is to save you money by having access to competitive coverage options.
Simple Process
Efficient and low-maintenance process from the initial quote to the next renewal.
Théâtre Graslin – Nantes, France
Providing for Your Family
Risk Factor
Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.
Solution
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.
Mortgage Payments
Risk Factor
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).
Auto Payments
Risk Factor
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
Funeral Costs
Risk Factor
The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
Solution
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Risk Factor
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.
Solution
Life insurance can help support a surviving spouse during his or her retirement.
Protecting Your Small Business
Risk Factor
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
Solution
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Risk Factor
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Solution
Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.
There’s more to insurance than the price of the policy.
Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Personal InsuranceBusiness Insurance
Conveniently Located in Kentuckiana
Our Office: Louisville, KY
1911 Bardstown Road,
Louisville, KY 40205
Serving clients in Kentuckiana and the surrounding areas, including Lexington and Elizabethtown, KY, Southern IN and Cincinnati, OH.
View Office Details
